Central Finance

Central Finance are fully FCA Regulated and have sixty years collective experience in commercial finance. Central Finance are a team of specialists who are focused on assisting businesses in raising finance / grants for any purpose and as part of our Fact Find we will review the entire market of appropriate lender(s). Central Finance have 3 distinct areas of expertise:
1. Commercial Finance for SME's - (£10K - £2M) Peer 2 Peer loans, Bank loans, Asset Finance, Commercial Mortgages, Invoice Finance, Growth Capital, Working Capital & Short-Term loans.
2. Grants for SME's - (£10K - £500K) Most of our focus is on SME's based within the Midlands who are expanding, buying equipment / premises, and the client base of the business have to be 100% Business to Business.
3. Property Finance - (£50K - £5M) Property Development Loans, Bridge Finance & Buy To Let Facilities.

Central Business Development Limited T/A Central Finance are authorised and regulated by the Financial Conduct Authority under registration Number FRN 672773. Central Business Development Limited is registered in England (Co. No. 07255056) with registered office at 8 Church Green East, Redditch, Worcestershire, B98 8BP. VAT Registration Number : 103 356 942.

Contact Details

Please register your interest to view this advisor's contact details.


  • Corporate Finance
  • Fund Raising

Who we support

  • Start-up Businesses
  • Early Stage Businesses
  • Established Businesses

Office Locations

50 - 54 Saint Paul's Square
West Midlands
B3 1QS

Case Studies

The Express Motorist Centre – Apprentice to Owner via Peer to Peer Finance
Express Motorist Centre is a vehicle repair site based in the West Midlands. Currently operating for over 35 years, back in 1987 they took on a 16-year-old apprentice, Ashley Johnson, who worked his way up to fully qualified mechanic in five years. 25 years later, having identified the company’s scope for expansion and development, he came back to orchestrate a Management Buy In. Ashley approached his bank, and found they were not willing or able to finance an MBI. Central Finance’s Steve Harris, P2P expert came recommended to Ashley and explained the benefits of peer-to-peer lending: “Only a couple of P2P lenders understand these types of transactions well enough to take them on,” clarifies Central Finance Director, Steve Harris. “We had an initial meeting with Ashley, discussed and analysed the details of the strategy and development plans to decide on the most suitable avenue for the loan” he says. Ashley goes on to explain: “I felt that there was plenty of scope for developing the business, and as I have experience of working at the repair centre first-hand as well as a number of years in other relevant industries”

DTE Motoring, based at the Hoo Farm Industrial Estate was acquired by current owner Paul Edgell in 2005 and until recently rented their premises to provide automotive services including MOTs, Tyre replacements and other mechanical services. Paul Edgell, Managing Director, DTE Motoring says: “I completed the purchase of DTE Motoring Centre over 10 years ago and the business has grown year on year. With Central Finance and HSBC’s support, I have been able to take full ownership of the business premises, securing the company’s future and putting place a viable succession plan.” Steve Harris, Director at Central Finance adds; “Working with Paul at DTE to achieve their financial aims to fully own their business premises has been rewarding. “Accessing business finance can be complex, time consuming with sometimes a negative outcome, but our experienced team understand the market very well and achieving this six figure finance package is testament to our knowledge of the sector and our understanding of the underwriting criteria often put in place.”

Barkley Plastics invests after receiving grant funding
BIRMINGHAM moulding manufacturer Barkley Plastics has received £110,000 in grant funding and is using the money to purchase specialist machinery and for the installation of a ‘clean room’. The Highgate firm founded in 1963 produces in excess of 80m mouldings each year, via 40 moulding presses operating around 24 hours a day, seven days a week. It has one of the largest tool making facilities in the UK, producing high precision tools capable of delivering millions of mouldings. Birmingham financial services provider Central Finance sourced the grant via EDRF programmes and RGF support. Mark Harwood, managing director at Barkley Plastics, said: “To ensure we maintain and increase our output levels at the level of quality we are known for it is important to continuously invest in machinery and infrastructure." “Finding the right grant funding for this investment was key to our future growth and we couldn’t do it alone.”


Latest News

This advisor has not added any news articles yet.

Register Your Interest